Now that we have broken down the 44%, and you are saving money in your RRSP or somewhere else we can discuss the spending break down. Living and Luxury spending…
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Multiple offers in a competitive housing market; for as much as it happens, buying strategy isn’t discussed enough. If you’re putting an offer in on a house in Guelph, especially…
Perhaps the single biggest factor in qualify for a mortgage is your debt ratio. The problem with this is, it’s often not explained very well to those applying. Most people…
If you aren’t familiar with where it’s located, I am sure you have heard of it! Rockwood is the largest urban centre in Guelph/Eramosa Township and is nestled between the…
‘Twas the night before Christmas, when all through the city Sellers weren’t listing houses, ‘cause “It doesn’t look pretty! I’ll list it in May, when snow’s gone and it’s dry”,…
This isn’t the way I like to start off my week. I’m drafting a Mutual Release for a property that failed to close. Without getting too far into the details,…
There are all sorts of personal situations that give rise to the action of putting a home on the market for sale. In some cases, folks are still living in…
One of the greatest things about them is the foundational footprint they create in the basement for an accessory apartment. The reason most people search for bungalows, as opposed to…
This is not your grandma’s condo. This is The Metalworks. This is The Distillery District and Gas Town before Starbucks moved in. If someone told you 15 years ago that…
Over the years I have had many a conversation with different families struggling to find that elusive combination in a home – a large city lot lot with a new…